Jane C Hoffmann's Blog
If you're considering putting your house on the market, the job of helping you find a qualified buyer is an important one. The real estate agent you choose to market your home, schedule appointments, and provide you with day-to-day guidance will play a crucial role in the outcome of your sale.
In addition to picking an agent who has a successful track record of selling houses similar to yours, their overall attitude, communication style, and energy level can provide you with valuable insights into whether they're up to the challenge.
Here are three of the top reasons that a positive attitude is an indispensable quality in a real estate agent.
- When prospective buyers and agents tour your home, they will be influenced by several factors. While their main focus will be on the look and feel of your home, their opinions will also be swayed by your agent's presentation style. Your real estate professional should have a knack for helping prospects focus on the desirable aspects of a home, while downplaying its negative features. Although issues and potential problems with a property usually need to be acknowledged, a resourceful real estate agent will make sure the problem is kept in its proper perspective, rather than blown out of proportion. They'll also do their best to suggest cost-effective solutions. To the extent that it's possible and practical, a good agent will help prospective buyers imagine how much they'd enjoy moving into the house, customizing it to their personal preferences, and making the space their own. People will quickly pick up on the enthusiasm and attitude of your real estate agent, and will be consciously and unconsciously influenced by their verbal and nonverbal messages. Most, if not all, buyers will be quick to detect everything from authenticity and sincerity to indifference and lethargy in an agent. These traits should also be obvious to you when you're interviewing agents during the selection process.
- An optimistic, results-oriented real estate agent will tend to be more resourceful, proactive, and solution-oriented that one who focuses more on problems than solutions.
- Both enthusiasm and negativity are contagious, so your agent's attitude will have a direct impact on your own outlook. Since your responsibility as the seller is to keep your home and property looking its best at all times, discouragement and a loss of optimism can easily spill over into noticeable details like home cleanliness and staging.
Choosing a great real estate agent can potentially translate into a higher sale price and a shorter period of time that your home will be on the market. Since thousands of dollars are at stake, it makes good financial sense to pick an agent who possesses the necessary people skills, the relevant knowledge, and the professional expertise to bring you the best possible return on the sale of your property.
Once you have found the home that you want to live in, put in the offer, and start the process of closing on a home, you may feel like you’re “home free.” The hard part may technically be over, but there’s one more important thing that you need to think about before you get the keys to your place: Closing costs.
A few days before you head to sign all of your paperwork to close on the home, your lender will send you a detailed report of different closing costs that you need to pay upon the settlement of the property.
Closing Costs Defined
Closing costs are what you pay to the lender and third parties. These are due at the time of closing on the property and must be paid up front. You should estimate that your closing costs will be between 2 and 5 percent of the purchase price of the home.
Everything Included In Closing Costs
Closing costs cover both one-time and recurring fees that are a part of your home purchase. The one-time fees are things that are generally associated with buying the home. These would include attorneys fees, lender fees, home inspection fees, document prep fees, underwriting fees, credit report fees, and realtor fees. You’ll also need a bank issued check for your down payment at this time.
At closing, an escrow account will be set up. This is like a forced savings account that will be drawn from to cover things like taxes, insurance, loan interest, and title insurance. These are all very important costs that are a part of buying a home.
Do Your Homework Ahead Of Time
The best way to deal with closing costs is to be prepared ahead of time. Talk to your lender in order to get an estimate of the closing costs. From there, you’ll need to decide if you need to finance your closing costs or simply pay them up front. There are advantages to both approaches. Sometimes, lenders will look at you as less favorable if you need to finance all of your closing costs. It all depends on the terms of your loan. This is why research is vital.
Compare Rates And Lenders
It’s important not to go with the first lender you talk to. Get some recommendations from your realtor and friends to see who might be a good fit for you. Every lender specializes in something different, so you want to be sure that who you chose is a good fit for you.
The most important thing that you can do with closing costs and the financing of your home is to get educated!
Want to wake up each day to a stunning luxe bedroom? Feel like you can’t achieve this without draining your account? I’ve got good news, today I‘m going to share my favorite upscale upgrades you can make even on a budget. You don’t have to be royalty to live like one, you just need to get creative (and put in some elbow grease).
Add mirrors to closet doors to bring in more light and make your bedroom feel larger. Get mirrors cut to cover over the panels of a door for a smooth, luxe look. This works great whether you have a hinged swinging door style or bifold.
Create a faux canopy bed with curtain rods installed on the ceiling. Look for bracket styles described as ceiling mounted or those that completely enclose the rod. There are also room divider options that allow for rods to connect and create a seamless look. The curtain fabric you use will completely set the tone and atmosphere of the room.
Restain a piece of furniture or your whole set to give an old piece new life. This is a great long weekend project as you will need to time to sand down the pieces as well as stain and add a finishing coat. A dark stain will feel upscale and luxurious.
Create a built-in library with a window seat by filling a wall with bookcases flanking each side of a bench or trunk. Add molding around where they will meet the ceiling and floor to fully integrate them and give that built-in look. Ensure that whatever finish you choose for your new bookcase it matches existing woodwork in the room.
Update your light fixtures to create a rich new atmosphere. Update sconces to a new sleek silhouette. Swap a flush mount ceiling light for a pendant or chandelier. Replace a ceiling fan with blades for a drum style fixture for a true update in style.
And of course, there is nothing a fresh coat of paint can’t update. Create a luxurious atmosphere by choosing a neutral palette. Or be bold with a statement color that feels high end and ahead of the style curve. This one change can completely alter the look and feel of your bedroom without the need to change out any of your furniture to linens.
With that said, changing out linens is a great, easy way to upgrade your bedroom. Invest in a set with a high thread count and luxe-to-you style. Invest in a down blanket to stay toasty warm throughout the colder months. Curtains that sweep from ceiling to floor feel extravagant and create the illusion of a taller room. Load up on decorative pillows for a well-styled room that feels style-shoot-ready.